With just one month until the official start of the 2013 Atlantic hurricane season on June 1, the Federal Emergency Management Agency (FEMA) urges Americans to ensure their families, homes, and businesses are prepared for the risks associated with hurricanes and tropical storms. Individuals and families are encouraged to have a family communications plan and make a kit with essential items like non-perishable food, bottled water, spare batteries, a can opener, and specialty items like medical prescriptions and spare eyeglasses and donโt forget your petโs food. Property owners should also review their insurance coverage with their agent โ including flood insurance โ to ensure theyโll be adequately protected in the event of a storm. ย
As hurricane season approaches, FEMA is coordinating with state and local officials to ensure that all communities along the coast and hurricane-prone areas are prepared to respond. Even as long-term recovery efforts continue from Hurricanes Isaac and Sandy in 2012, now is the time to prepare for this yearโs approaching hurricane season. As hurricanes and tropical storms move inland, the high winds and storm surge are often accompanied by torrential rains that increase the likelihood of flooding.
Flood insurance policyholders who live in areas far from traditional hurricane country saw the impacts of Hurricane Sandy last year. Floods are the most common and costly natural disaster in the United States and everyone is at risk. Typically, thereโs a 30-day waiting periodโfrom date of purchaseโbefore your policy goes into effect. That means now is the best time to buy flood insurance.
Flood insurance is available through approximately 85 insurance companies in more than 22,000 participating communities nationwide and is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the propertyโs flood risk. Individuals can learn more about their flood risk and flood insurance options by visiting www.floodsmart.gov or calling 800-427-2419.
To learn what you can do to prepare for hurricane season and pledge to prepare, visit www.ready.gov/hurricanes. You can access the mobile version of the website at www.m.fema.gov, making it easier to access critical information regarding emergency preparedness and what to do before and after a disaster from your smartphone and tablet. You are encouraged to download the FEMA smartphone app which contains disaster safety tips, interactive lists for storing your emergency kit and emergency meeting location information, and a map with open shelters and open FEMA Disaster Recovery Centers (DRCs). The app is free to download through your smartphone providerโs app store.ย

