Waldorf Navy Federal Fraud Call Leads To Identity Theft Charges For Lanham Man

WALDORF, Md. — A Lanham man is facing identity fraud charges after police said he used another person’s information at a Navy Federal Credit Union branch while attempting to get a replacement debit card, according to charging documents.

Fongie Victor Tengwei, 40, of Lanham, was charged with fraud identity theft involving $100 to under $1,500, identity fraud to induce another to provide a thing of value, displaying another person’s government identification, and possessing or using a false government identification document.

An officer responded on May 5, 2026, to the Navy Federal Credit Union on Waldorf Marketplace for a reported fraud in progress. According to charging documents, an assistant branch manager told police a known fraud impersonator was inside the branch attempting to commit identity theft and fraud.

The manager told police the suspect had been identified through a company-wide alert distributed to Navy Federal Credit Union branches across the Mid-Atlantic West and South regions after multiple fraudulent incidents involving the same person.

According to the report, Tengwei had allegedly been using fraudulent driver’s licenses and identification cards with his own photo but other people’s identifying information. Investigators said he would enter Navy Federal branches, request replacement debit cards for victim accounts, then withdraw cash from the accounts.

The assistant branch manager told police Tengwei had fraudulently withdrawn about $40,800 from Navy Federal Credit Union customers since April 16, 2026, according to charging documents.

Police said Tengwei entered the Waldorf branch at about 4:29 p.m. and signed in using another person’s name. He allegedly presented a fraudulent Nevada driver’s license with his photograph but another person’s identifying information while requesting a replacement debit card, claiming his current card was damaged and the chip was scratched.

While officers were arriving, Tengwei left the branch after apparently being alerted by a getaway driver waiting outside, according to the report. Police said Tengwei ran from the branch and got into the front passenger seat of a gray Dodge Durango.

An officer positioned behind the Durango, activated emergency lights and siren, and conducted a traffic stop. Tengwei was removed from the vehicle and taken into custody without further incident.

While placing Tengwei in handcuffs, the officer said he saw Tengwei holding the fraudulent Nevada driver’s license that had been shown to bank employees inside Navy Federal Credit Union. Investigators later determined the license was modeled after an expired Nevada identification format that had not been issued after Nov. 11, 2014.

Tengwei was positively identified through his Maryland driver’s license, according to charging documents.

Tengwei was released on his own recognizance on May 6, 2026.

A hearing is set for June 24, 2026, at Charles District Court.

Under Maryland law, the listed charges carry up to three years of incarceration and up to $2,000 in fines if Tengwei is convicted and sentenced to the maximum consecutive terms.

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