Waldorf Woman Charged After Unauthorized Daycare Payments, Records Show $27K In Transactions

WALDORF, Md. — A Waldorf woman has been charged in connection with an identity theft and fraud investigation after detectives alleged she used stolen banking information to make about $9,100 in unauthorized daycare-related payments, while records reviewed in the case showed more than $27,000 in attempted or processed transactions across five financial accounts.

Annaya Lisette Hines, 26, of Waldorf, is charged in Charles County District Court with theft of $1,500 to under $25,000 and theft scheme of $1,500 to under $25,000. Both charges are felonies.

According to charging documents and the Charles County Sheriff’s Office, the case involved ZL National Group LLC, whose banking information was allegedly used without authorization, and The Family Academy of Waldorf, where the payments were credited for daycare tuition. The Family Academy of Waldorf is not accused of wrongdoing in the charging documents and provided records to investigators.

Charging documents state the owner of ZL National Group LLC discovered 18 unauthorized transactions from the business account that were paid to The Family Academy of Waldorf between Oct. 10, 2025, and Jan. 21, 2026. The transactions totaled approximately $9,100.

The owner of ZL National Group LLC reported that he did not have an account at The Family Academy of Waldorf, did not know Hines, did not authorize her to use the business account and confirmed Hines was not a current or former employee of the company, according to the application for charges.

Investigators contacted The Family Academy of Waldorf and reviewed payment records through ProCare, the software system used for childcare payments. The records showed the 18 transactions from the ZL National Group LLC account were used to pay daycare tuition for a child connected to Hines, according to charging documents.

The daycare’s owner provided ProCare statements detailing weekly charges and the account numbers used for payments. Charging documents state Hines was the registered client listed on the daycare account, and an account statement from The Family Academy of Waldorf showed a total balance owed of $9,485.

Detectives later contacted ProCare Solutions, the payment software company used for the daycare account, and obtained financial records through a subpoena. Those records showed Hines processed $27,106.99 in transactions from five different financial institution accounts, according to charging documents.

The listed transactions included $10,355 from a Chase Bank account rejected because no account could be located, $5,550 from a Bank of America account rejected after a corporate customer advised it was not authorized, $9,100 from a PNC Bank account rejected after the customer advised the origin was not known or not authorized, $1,680 from an Andrews Federal Credit Union account rejected for insufficient funds, and $421.99 from a Capital One MasterCard declined because the account was closed.

The sheriff’s office reported the financial records indicate multiple victims may have been impacted.

Charging documents allege only Hines’ login was used to change the payment information and that all transactions were made through her parent application. Hines was identified through her Maryland driver’s license, according to the application for charges.

Detectives obtained a criminal summons charging Hines in connection with the case. The summons was issued May 12 and served May 18, court records show.

The sheriff’s office reported detectives served a search warrant May 14 at the residence where Hines was living and recovered evidence related to additional identity theft and fraud-related crimes. Hines was also wanted on an outstanding arrest warrant in an unrelated case and was taken into custody and transported to the Charles County Detention Center.

According to the sheriff’s office, Hines is currently on probation and has been wanted in other states for similar fraud-related offenses over the years. Authorities reported she is being held without bond in connection with the unrelated warrant, while detectives continue investigating her possible connection to other fraud cases.

Hines is scheduled for a preliminary inquiry June 29 in Charles County District Court. No judge was listed for that hearing in the scheduling information provided.

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