Giant Food Employee Charged In Alleged $9,865 Check-Cashing Fraud Scheme

PRINCE FREDERICK, Md. — A Prince Frederick man is facing felony theft charges after Calvert County Sheriff’s Office investigators alleged he carried out what they described as a nearly two-year scheme in which he deposited payroll checks through a mobile banking app before cashing the same checks in person at a Giant Food store, resulting in losses of nearly $10,000, according to court documents.

Isaiah Future Andrews, 22, of Prince Frederick, was charged in the District Court for Calvert County with felony theft scheme involving property valued between $1,500 and $25,000 and felony theft of property valued between $1,500 and $25,000. The charges were filed July 19, 2026, through a Statement of Charges application, meaning the case was initiated by law enforcement through the District Court rather than by an on-view arrest.

According to the application for statement of charges, a Calvert County Sheriff’s Office deputy responded on July 14, 2026, to the Giant Food store at 655 N. Solomons Island Road in Prince Frederick after the store’s asset protection manager reported an ongoing fraud investigation.

Investigators alleged Andrews, an employee of Giant Food, deposited payroll checks using a mobile banking application before bringing the same physical checks into the store and cashing them a second time. The alleged scheme occurred between Aug. 12, 2024, and June 10, 2026.

According to court documents, the asset protection manager provided investigators with records identifying approximately 35 separate transactions in which Andrews allegedly received payment twice for the same payroll check. The total amount allegedly obtained through the duplicate transactions was $9,865.45.

Charging documents state the alleged fraud was discovered after Giant Food’s return check department alerted store management that payroll checks associated with Andrews were appearing in its system despite having already been deposited electronically. After reviewing the transactions, investigators compiled a list of 35 checks allegedly cashed twice, with individual check amounts ranging from $70.42 to $442.37.

According to the application, store management later met with Andrews, who signed a “Promise of Restitution,” in which he agreed to repay the alleged loss of $9,865.45. Investigators reported Andrews also provided a written statement regarding the allegations.

In that written statement, Andrews allegedly wrote that he started doing it because “I was going through a lot” and wanted to “get back on my feet quicker.” He also reportedly apologized for his actions, stating he “wasn’t right” and that he felt bad for those affected.

After being advised he was speaking voluntarily and was free to leave, Andrews reportedly told investigators he deposited the checks through his mobile banking application before cashing the physical checks at Giant Food. According to court documents, Andrews claimed he had engaged in the practice only during 2026, although investigators alleged the transactions dated back to August 2024.

The deputy requested charges after reviewing surveillance footage, payroll check records, Andrews’ written statement and the signed restitution agreement, according to court documents.

A summons was issued July 19, 2026, and served July 23, 2026.

Andrews is scheduled to appear for a preliminary inquiry on Sept. 14, 2026, in Calvert County District Court to determine whether the charges should proceed.

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