Woman Accused Of Attempting $22K Bank Fraud, Found With Cocaine During Arrest

WALDORF, Md. — A Hagerstown woman is facing multiple felony and drug-related charges after authorities say she attempted to fraudulently withdraw more than $22,000 from a bank account at a Waldorf credit union.

Nancy Kay Newton, 61, of Hagerstown, Maryland, was arrested on April 22, 2026, following an investigation at Navy Federal Credit Union in St. Charles Towne Plaza, according to court documents.

Deputies responded around 1:42 p.m. for a reported fraud in progress. Upon arrival, officers spoke with a bank employee who reported that Newton had presented a Florida driver’s license bearing another person’s name and attempted to withdraw a large sum of money from that individual’s account.

Investigators say Newton requested approximately $8,800 in cash and an additional $14,000 in cashier’s checks, totaling more than $22,000. When asked to provide additional identifying information, she allegedly became nervous and used her phone to verify details.

Bank staff recognized Newton from prior incidents and contacted law enforcement. Authorities say she had been identified in multiple “Be On the Lookout” alerts related to similar fraud attempts in other jurisdictions.

During the investigation, Newton initially refused to answer questions after being advised of her rights and provided officers with identification that did not match her true identity. A records check later confirmed the identification was fraudulent.

A search conducted during her arrest revealed drug paraphernalia, including straws, copper filters, and a burnt pipe, along with a small container holding a white powdery substance. Field testing later indicated the substance was cocaine.

Newton was taken into custody and transported to the Charles County Detention Center.

She is charged with identity fraud involving $1,500 to under $25,000, possession of a controlled dangerous substance (not cannabis), possession of drug paraphernalia, and making a false statement to a law enforcement officer.

Court records show she was released on her own recognizance following her arrest.

Under Maryland law, identity fraud involving $1,500 to under $25,000 carries a potential penalty of up to five years in prison and a $10,000 fine per count. Possession of a controlled dangerous substance carries up to one year in jail and/or a $5,000 fine, while providing false information to law enforcement is punishable by up to six months in jail.

A hearing is set for June 16, 2026 in Charles District Court.

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